402 935 7733 VERAHSELENA HOW TO

PayPal will automatically charge your credit/debit card for any вЂshortfallвЂ™ (in other words if you donвЂ™t have enough funds sitting in your PayPal account) to complete the payment YOU authorized.ДЈ) We are all fallable human beings, and even if we try hard to be precise with our transactions it is easy to forget the name of a vendor you purchased a SINGLE item from during the course of a month. (check into it, and you will see this is FACT)Дў) Even if you do have a PayPal account that is linked to your checking account, the charge COULD still appear on your CREDIT/DEBIT card statement *IF* you also linked your credit/debit card to your PayPal account AND set the credit/debit card as the PREFERRED payment source. You do NOT need to have a PayPal account to process credit/debit card payments through PayPal. HereвЂ™s why this is a problem:ДЎ) YOU buy something from a vendor using your DEBIT card that is not linked to a PayPal account, HOWEVER the vendor accepts payments via PayPal. Everyone is so quick to ASSUME that a charge is fraudulent just because you donвЂ™t recognize it. It shouldnвЂ™t take long but it will save you money!ДЇirst, everyone needs to take a breath. If you want to avoid this and other pitfalls, get used to checking all transactions on your CC every month. Either way all I need to do is notify my bank within 30 days of the transaction and I get the money back! I got it in 2 today. It seems that this phone number has a large amount of clients associated with them which is a huge red flag for me! What is most concerning is that my bank didnвЂ™t catch this despite all of the вЂњprecautionsвЂќ I have placed on the account. The company Xoom is not anything I would use today. I remember numbers so this was an easy catch.

Reading all of the stories I was also вЂњskepticalвЂќ of the individuals who вЂњforgotвЂќ a transaction. Considering all of the business done online it is easy for this to happen. Yes it is a pain in the butt but I did get my money back. I had to cancel my card and keep an eye on my bank account. Someone had gotten my numbers from my Debit card and tried to make a transaction. Second I called my back and asked how they got access. I called PAypal looking for help and they couldnt help me as it did not come from my Paypal account. It is not based in the US but is owned by Paypal.

402 935 7733 VERAHSELENA HOW TO

All was on my business account and I had to figure out how to correct this.ДЇirst Xoom is a money transfer company for spanish speaking individuals according to their website. It had NOTHING to do with my paypal account either. Yes Xoom is owned by Paypal however paypal has NOTHING to do with them. The company listed was Xoom in the debit transaction. Some of the information here is plain wrong but it helped. My bank was closed but I immediatly searched the number to try and figure out what it was. I just caution you to make sure you didnt buy something before you start yelliing unauthoirzed charges because it is fraud on the consumers side to dispute charges they legitamately made and becuase it is jsut not right to do that to people with small business.I noticed a charge on Friday night for $985.99.

I am thankful he replaced the payment but he sent me the link to this article as his reason behind what he did. I am one of those Mom and Pop business and recently had a customer do this assumihng FRAUD when he had already received his service and he read this thread which prompted him to file a unauthorized charge on a charge of nearly $300 for services he already received.

When you jump the gun you are costing the merchant time and a $20 charge back fee through the paypal account, and many merchants that use paypal to process their cards are mom and pop fmaily business that you are causing a hardship for because you cant recall making the purchase or didnt take the time to check the charge. Before you go filing unauthorized charges you need to see if you maybe bought something from that merchant with that coresponding amount and not automatically go charging back merchant just in case. Now if you choose to log into your paypal account and then pay with one of your set u methood of payments like banjk acocunt or a credit or debit card of your choice. First off you need to know if you check out at a merchants and manually enter your credt card number it will not show up in your paypal account, becuase paypal is just the merchants processor in this case and it is not a paypal account transaction, just like if the merchant was using bank of america or well fargo or square up to process their credit card payment.

402 935 7733 verahselena